So Ryan and I close on our first house November 1st! We are first time homebuyer's, and this whole process has been quite the education. Mortgage stuff sucks hardcore. It isn't nearly as fun as looking at living room inspiration pictures. It's actually just like wedding planning!
Closing on the contract=getting engaged
Excitement all around, woohoo! We're on top of the world!
Waiting waiting=initial planning stages
We can put this here and paint this this color. THIS IS SO EXCITING. Much akin to wedding colors and the pretty pictures on heavily styled blogs.
Mortgage nonsense=wedding logistics
They need to know where I worked 5 years ago? They want pay stubs from my internship? They want WHAT faxed to them right this second?! Very similar to "the hall only holds 300 but we can't possibly invite less than 400...WHAT DO WE DO?! and my parents want to invite their 3rd cousins WHY WHY?!" Hair ripping out ensues.
And I'm assuming that actually closing and getting the keys and walking inside your first home is a lot like the wedding day...overwhelming and wonderful. A happy ending!
Ryan and I are so, so lucky to be able to have the kind of house we're about to have. I am super pumped to really make it our own and make it look like new again (it isn't in very good shape and needs work).
Quick warning on escrow: Escrow can suck it. And the banks are so into covering their *sses now that you have to pay 14 months of taxes and insurance up front AND keep paying both of those every month like you haven't paid way ahead anyway. Apparently with interest rates being so low, this is just the new climate of home loans.
I want to show you all pictures so badly, but the pictures online are not my property, and I hate posting things without giving credit to the source. I don't want to link back to the house for safety reasons...but I don't think the real estate site cares, right? So I'll throw a couple up here without giving credit. Shhh, don't tell anyone!
I am itching to paint those cabinets a nice clean white and paint a wall navy. I saw it in a picture online and it looks phenomenal.
The living room:
Just a sneak peek, with so much more to come! This place is going to be full of house nonsense.
Is the nesting bug getting to you?